📈 Compound Interest Calculator

Calculate how your savings grow with compound interest

Default inflation assumption: 2% per year.
Fill in the details and click calculate
Estimate — does not account for taxes.

Where you stand globally

🚗
Top 50%
Middle class
...
Based on your inflation-adjusted final amount, compared to global net worth data (World Inequality Report 2026). Just for fun — not financial advice.

Growth over time

Nominal value Real value (after inflation)

About this tool

Compound interest is interest calculated on both your original investment and the interest it has already earned, which is why investments can grow faster over time than many people expect. Our Compound Interest Calculator lets you enter your starting amount, contribution schedule, interest rate, and time horizon to see a full growth chart, along with an inflation-adjusted view and a comparison to typical wealth percentiles. It's built for anyone planning savings, retirement, or investment goals who wants to see the real long-term impact of consistent saving.

Frequently Asked Questions

What is compound interest?

It's interest earned not only on your original amount, but also on the interest that has already accumulated, causing growth to accelerate over time.

Does the calculator account for inflation?

Yes, it shows an inflation-adjusted projection alongside the nominal growth figure.

Can I include regular monthly contributions?

Yes, you can add recurring contributions on top of your initial investment to see their combined effect.

What is the wealth percentile comparison?

It shows roughly how your projected savings compare to typical wealth levels, for context on your progress.

Is this financial advice?

No, this tool is for educational and planning purposes only and is not personalized financial advice.

Check out our other free tools